Monday February 06, 2012
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Lazy British journalists are still reciting that the average graduate starting salary is still around £25,000. At Cashzilla, we're not entirely sure where they get this figure as most graduates start well below this - sometime as low as £12,000. that's not much money at all when you owe more that that in student debt.
But still as unimaginative schools and parents coax their kids into three (or more) years of vacant academia, it takes a gutsy 18 year old to take a long term approach to what they may wish to do with their life.
It is true that there will always be careers that demand a university education, but many young people get pushed on to the higher education conveyer belt, without any idea of what they're doing there. If there was a booming graduate jobs market at the end of the production market - vacant graduates would be fine.
But there are real concerns about how crowded the universities are becoming and how students are managing their finances. It is a phenomenal burden to allow students to borrow such significant amount of money and then watch them struggle for employment upon graduation. Even when they get a job, many find it doesn't meet the high expectations pumped into them at university. No wonder the "quarter life crisis" has become a lifestyle segment.
If you are a student, graduate or university virgin, you must read Damian Barr's article "Crying on the inside" from Times Online (http://www.timesonline.co.uk/article/0,,8123-1093294,00.html), it's a superb summary of life as a British twenty-something. On a slightly more practical, but just as constructive note, there is an abundance of advice and support available on the internet. Support for learning is a superb site (http://www.support4learning.org.uk/money/index.htm) and moneynet offers an excellent student finance guide (http://www.moneynet.co.uk/student-finance-guide/index.shtml), but don't get distracted by searching for additional loans and credit cards!
By all means go to university and have lots of fun, but bear in mind that the graduate market is hugely competitive ? and again ? t h e g r a d u a t e m a r k e t i s h u g e l y c o m p e t i t i v e. We would rather see young people take some time out to work, travel and gain experience before embarking on a hedonistic journey of sex, drugs and rock and roll. Yes you have the right to an education, but remember that education does not always lead to freedom, especially with the current price of a degree.
Rachel writes for the personal finance blog Cashzilla.
Rachel lives in Edinburgh (currently over-run with tourists) with Cat, blonde Andy and brunette Andy.
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Why Pursue Your Degree Online?
Initially called 'correspondence courses,' these programs were created to provide primary and secondary education to students living in remote areas. These programs were expanded to include higher education and, with the advent of the internet, students can now work with their instructors via email, videophone, or web conferencing.
Distance Education is Now Training the Next Genertation of Medical Assistants
Typical Methods of Distance Learning for Medical Assistant programs and other schools include:
College Roommates: Threes A Crowd
Whether you're dealing with your roommate's ever present love interest, or his obnoxious friends who "borrow" your stuff, you need to speak up. Roommate issues like this don't go away by ignoring them, so it's best to be upfront and work together to reach an understanding. Here are some tips that will help:
College Admissions Essays that Take 1st Place -A Personal Statement Checklist
While the application and entry process is exciting, it is also rigorously demanding? when it comes to writing the prompted essays. But instead of getting intimidated, remember, it is a process with a series of many laps around the track. Do the steps one at a time, on time, and even ahead of time; be just as rigorous as the entry requirements are; and use the following as a checklist throughout the entire personal statement writing process, and you will create a worthy piece of writing that will smoothly slide you right into the institution of your choice.
Naturopathic Schools are usually comprised of a four-year degree program with prerequisites closely resembling those of conventional medical schools. Earning your degree in Doctor of Naturopathic Medicine is the ultimate goal through naturopathic school training.
Business needs are changing at a very high pace, so they expect the recruits to be up to date of the recent happennings. For this to happen the instructors at the college have to be on their toes, to understand the new activities. Once they get a complete understanding of the business needs they can very well mould and motivate the students to move in that direction.
Saving For College - Your Number Two Priority
Planning for college can begin as early as birth, and for that matter, even before birth. Financial planning in the early years can make all the difference in the world when it comes time to have to cough up all that cash! The following are some of the best ways to save for college:
Distance Learning : Get an education while you work!
Distance Learning might make all the difference for you between your hole in the wall job and your dream job. Many working professionals have learned that they don't have to stop working to fulfill their dream of learning more. What do they do? They work on their education at night while still going to work.